Hire-purchase
You can pay for larger purchases with monthly payments.
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Fill in the application
Submit your application right here, in our online store. Applying is free of charge and does not oblige you to enter into a contract.
We'll make an offer
We calculate the amount you can enter into a consumer loan contract. The offer will be received in less than 15 minutes.
Cash is transferred to your account
You can sign the contract in a self-service environment or in a suitable Euronics store. No later than the next business day, the loan amount will be reached into your account less the contract fee.
General terms and conditions of consumer loan
| Loan amount | From 200 to 10 000 € |
| Interest | From 15.9% per year on the outstanding loan balance. LHV calculates the interest on the outstanding loan balance, not the whole loan sum. This means that the interest payments will decrease monthly as your loan balance decreases. |
| Contract fee | 1% of the loan sum, from €29.90 |
| Time of repayment | 6 months to 5 years |
| Amendment of agreement | If you need to, you can take a grace period or change the date or amount of the monthly payment. The fee for amending an agreement is €10. To amend the agreement, please write to finance@lhv.ee. |
| Repayment | Monthly payments are to be paid to the account EE707700771001062897; with the recipient being AS LHV Finance; reference number: your agreement number. |
| Premature repayment | The premature payment of the whole credit sum is free of charge. |
Consumer loan is provided by AS LHV Finance. Review the terms and conditions at lhv.ee/en/consumer-loan and consult our expert. The monthly payment is 70,84 € and annual rate of charge is 22,85% on the following sample terms and conditions: loan amount 2200 €, annual interest rate of 19,9% on the on the outstanding balance (fixed), contract fee 29,9 €, repayment period of 44 months, with monthly annuity payments, with the total sum of the monthly payments being 3146,85 € and the total repaid sum of 3116,95 €.
Other Services
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Delivery & Installation
We bring your items to you quickly and conveniently. We will install your products upon request.
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Protection
Extend the warranty of your device for up to 2 years or protect against accidental damage.
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Best Price Guarantee
If you find the same product cheaper elsewhere, we will refund the difference entirely.
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