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Techloan

  • An unsecured techloan is suitable for the purchase of home appliances and is a convenient solution instead of hire purchase,
  • The response to the request is received in less than 15 minutes,
  • The amount of loan is from 200 to 15 000€,
  • Interest starting from 7.9% on loan balance,
  • You can sign a contract in both the online store and Euronics retail stores.

1. Fill in the application

Submit your application right here, in our online store. Applying is free of charge and does not oblige you to enter into a contract.

2. We'll make an offer

We calculate the amount you can enter into a techloan contract. The offer will be received in less than 15 minutes.

3. Cash is transferred to your account

You can sign the contract in a self-service environment or in a suitable Euronics store. No later than the next business day, the loan amount will be transferred into your bank account minus the contract fee.

General terms and conditions of Techloan
Loan amount
From 200 to 15 000 €

Intrest
From 7.9% per year on the outstanding loan balance.

Contract fee
2% of the loan sum, from €29.90

Time of repayment
Credit amount up to 7500 € – 6 months to 6 years
Credit amount from 7500 € – 6 months to 10 years

Amendment of agreement
If you need to, you can take a grace period or change the date or amount of the monthly payment. The fee for amending an agreement is €25.

Premature repayment
The premature payment of the whole credit sum is free of charge.

All terms and conditions

In some cases, it is necessary to verify your identity before loan payout. We offer this service in all Euronics stores and in LHV offices. In order to verify your identity, please bring along your personal identification document (passport, ID-card, or driver’s license of the Republic of Estonia, alien’s passport issued by the Republic of Estonia (so-called grey passport), or residence permit card.

Techloan is provided by AS LHV Finance. Review the terms and conditions at lhv.ee/en/consumer-loan and consult our expert. Annual rate of charge is 18.49% on the following sample terms and conditions: loan amount 2100 €, annual interest rate of 15.9% on the on the outstanding balance (fixed), contract fee 42 €, repayment period of 45 months, with monthly annuity payments, with the total sum of the monthly
 payments being 2844.18 € and the total repaid sum of 2802.18 €.

Other Services

  • Trade-In

    Return your old device to us and buy a new one at a lower price.

    Read more

  • Delivery & Installation

    We bring your items to you quickly and conveniently. We will install your products upon request.

    Read more

  • Protection

    Extend the warranty of your device for up to 2 years or protect against accidental damage.

    Read more

  • Best Price Guarantee

    If you find the same product cheaper elsewhere, we will refund the difference entirely.

    Read more