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Euronics cookie policy
In order to provide you with the best possible experience on our website, we use
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What is a cookie?
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These cookies are needed for our website to work in a correct and secure way. Essential cookies enable you to browse our website, safely finalize purchases and make sure important information is visible. User can not reject these cookies.
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Performance cookies enhance user experience and save user preferences. These cookies also enable site user to get more content and improve site functionality.
These cookies are needed for our website to work in a correct and secure way. Essential cookies enable you to browse our website, safely finalize purchases and make sure important information is visible. User can not reject these cookies.
These cookies help us and relevant third-party sites to show personalized and relevant ads. Marketing cookies collect information about your browsing behaviour, which can be combined with other traffic data we have about you. These cookies are used for user profiling and targeted marketing.
Performance cookies enhance user experience and save user preferences. These cookies also enable site user to get more content and improve site functionality.
The response to your hire-purchase request will arrive in minutes
Interest from 14.9% of the hire-purchase amount
Early repayment of the hire-purchase is free of charge
You can use the limit in the online store as well as in all Euronics stores
With hire-purchase, you can pay for the purchase in installments
With Euronics hire-purchase, you can pay for the purchase for a longer period in installments. To use hire-purchase, fill in the application, after which we will issue you a personal credit limit. Within the limit, you can purchase goods from the Euronics online store as well as from all Euronics stores across Estonia. In addition, you can enter into a microcredit agreement up to the free limit, after which the money will be transferred to your bank account.
Hire-purchase options
You can change the amount of the monthly payment
You can choose the payment date that suits you
You have the opportunity to have a grace period
You can repay the credit amount ahead of time
Hire-purchase terms
Interest from 14,9% of the hire-purchase amount
Down payment from 0 €
Credit amount from 50 €
Contract fee from 0 €
Monthly service fee 0 € per month
The length of the contract 3-72 months
You can apply for hire-purchase if:
Your monthly income is at least 300 €
You are aged 18 to 75
You are an Estonian citizen or a person with a residence permit residing in Estonia
Hire-purchase insurance
You can make your hire-purchase more secure by adding insurance to your contract. Loan insurance ensures that you will not find yourself in trouble with hire-purchase instalments in the event of unforeseen circumstances.
Read the terms and conditions of loan insurance.
Insurance provides assistance in the following instances:
becoming unemployed for reasons beyond the insured person’s control;
temporary incapacity for work, i.e., a certificate of incapacity for work valid for over 30 days;
absence of work capacity, i.e. the borrower has been issued a work capacity assessment decision;
death, i.e., any loan liability does not have to be met by your successors.
In case of an insured event, notify client support at LHV Finance as soon as possible. Client support will notify the loss adjuster, who will contact you with further instructions.
The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/hire-purchase and consult our expert. The monthly hire-purchase payment is 41.32 € and the annual percentage rate of charge is 32.94% on the following sample terms and conditions: cost of the product/service 650 €, down-payment 0%, credit amount 650 €, annual interest rate of 14.9% of the purchase amount (fixed), contract fee 11.9 €, monthly service fee 0 €, hire-purchase period of 20 months, with monthly annuity payments, in the total sum of 826.30 € and the total sum of monthly payments being 826.30 €.
LHV general terms and conditions of hire purchase contract
