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The response to your hire-purchase request will arrive in minutes
Interest from 14.9% of the hire-purchase amount
Monthly payment from 1 euro
Early repayment of the hire-purchase is free of charge
You can use the limit in the online store as well as in all Euronics stores
With hire-purchase, you can pay for the purchase in installments
With Euronics hire-purchase, you can pay for the purchase for a longer period in installments. To use hire-purchase, fill in the application, after which we will issue you a personal credit limit. Within the limit, you can purchase goods from the Euronics online store as well as from all Euronics stores across Estonia. In addition, you can enter into a microcredit agreement up to the free limit, after which the money will be transferred to your bank account.
Hire-purchase options
You can change the amount of the monthly payment
You can choose the payment date that suits you
You have the opportunity to have a grace period
You can repay the credit amount ahead of time
Hire-purchase terms
Interest from 14,9% of the hire-purchase amount
Down payment from 0 €
Credit amount from 50€
Monthly payment from 1€
Contract fee from 9,9€
The length of the contract 3-72 months
Important information when using hire-purchase
You must be 18-75 years old to pay in installments
We offer hire-purchase to citizens of the Republic of Estonia, citizens of the Russian Federation, or holders of an Alien's passport who have a residence permit and who live in Estonia
To pay in installments, the income must be at least 300 euros per month
Hire-purchase insurance
You can make your hire-purchase more secure by adding insurance to your contract. Loan insurance ensures that you will not find yourself in trouble with hire-purchase instalments in the event of unforeseen circumstances.
Read the terms and conditions of loan insurance.
Insurance provides assistance in the following instances:
becoming unemployed for reasons beyond the insured person’s control;
temporary incapacity for work, i.e., a certificate of incapacity for work valid for over 30 days;
absence of work capacity, i.e. the borrower has been issued a work capacity assessment decision;
death, i.e., any loan liability does not have to be met by your successors.
In case of an insured event, notify client support at LHV Finance as soon as possible. Client support will notify the loss adjuster, who will contact you with further instructions.
NOTICE! The customer must pay the installments according to the payment schedule on a monthly basis to the account of AS LHV Finance EE707700771001062897 (specified in the special terms and conditions of the agreement). An invoice will be sent to the customer at least 5 days before each payment date, according to the choice made when concluding the contract, either on paper or by e-mail. The down payment and, if necessary, the contract fee must be paid to the account of AS Antista in the case of a hire-purchase contract, which is indicated on the order confirmation sent to you. In the case of a microcredit, the contract fee is withheld from the loan amount and a smaller amount is transferred accordingly.
The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 36,23 € and the annual percentage rate of charge is 34,09% on the following sample terms and conditions: cost of the product/service 650 €, down-payment 0%, credit amount 650 €, annual interest rate of 14,9% from hire-purchase amount, contract fee 19,9 €, hire-purchase period of 24 months, with monthly annuity payments, in the total sum of 869,50 € and the total sum of monthly payments being 869,50 €.
General terms and conditions of hire purchase contract