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Phone (Mo-Su 9-21):   651 2222
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Hire-purchase

  • The response to your hire-purchase request will arrive in minutes
  • Interest from 14.9% of the hire-purchase amount
  • Monthly payment from 1 euro
  • Early repayment of the hire-purchase is free of charge
  • You can use the limit in the online store as well as in all Euronics stores
































With hire-purchase, you can pay for the purchase in instalments

With Euronics hire-purchase, you can pay for the purchase for a longer period in instalments. To use hire-purchase, fill in the application, after which we will issue you a personal credit limit. Within the limit, you can purchase goods from the Euronics online store as well as from all Euronics stores across Estonia. In addition, you can enter into a microcredit agreement up to the free limit, after which the money will be transferred to your bank account.

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Hire-purchase options

  • You can change the amount of the monthly payment
  • You can choose the payment date that suits you
  • You have the opportunity to have a grace period
  • You can repay the credit amount ahead of time

Hire-purchase terms

  • Interest from 14.9% of the hire-purchase amount
  • Down payment from 0 €
  • Credit amount from 100 €
  • Monthly payment from 1 €
  • Contract fee from 9.9 €
  • The length of the contract 3-48 months

Important information when using hire-purchase

  • You must be 18-75 years old to pay in instalments
  • We offer hire-purchase to citizens of the Republic of Estonia, citizens of the Russian Federation or holders of an Alien's passport who have a residence permit and who live in Estonia
  • To pay in instalments, the income must be at least 250 euros per month


General terms and conditions of hire purchase contract
Application to amend the contract
Application for withdrawal from the contract



In some cases, it is necessary to establish your identity on the basis of a document before disbursing the loan. This can be done in all Euronics stores and LHV Pank offices. To establish your identity, bring an identity document (Republic of Estonia passport, ID card or driving license, Republic of Estonia alien's passport (so-called grey passport) or residence permit card).

NOTICE! The customer must pay the instalments according to the payment schedule on a monthly basis to the account of AS LHV Finance EE707700771001062897 (specified in the special terms and conditions of the agreement). An invoice will be sent to the customer at least 5 days before each payment date, according to the choice made when concluding the contract, either on paper or by e-mail. The down payment and, if necessary, the contract fee must be paid to the account of AS Antista in the case of a hire-purchase contract, which is indicated on the order confirmation sent to you. In the case of a microcredit, the contract fee is withheld from the loan amount and a smaller amount is transferred accordingly.

The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address lhv.ee/en/hire-purchase and consult our expert. The monthly hire-purchase payment is 36,23 € and the annual percentage rate of charge is 34,09% on the following sample terms and conditions: cost of the product/service 650 €, down-payment 0%, credit amount 650 €, annual interest rate of 14,9% from hire-purchase amount, contract fee 19,9 €, hire-purchase period of 24 months, with monthly annuity payments, in the total sum of 869,50 € and the total sum of monthly payments being 869,50 €.


Telia hire-purchase

Use and terms of Telia hire-purchase

Services are provided by Telia Eesti AS (registration code 10234957), address Mustamäe tee 3, 10616 Tallinn.

It is possible to buy products on credit from Telia in Euronics representative offices or in the online store.

  • You can choose the crediting period from 6 to 48 months.
  • Interest rate is up to 21.9% and the contract fee starts at 9.90€ (above 150 € the contract fee is 15,90 €, above 200 € contract fee is 19.90€).
  • The contract can be entered by parties aged from 18 to 75 years old.
  • Foreigners must have a long-term registration certificate which will be valid until the end of credit payment period.

The Process of Submission of the Petition

  • Choose the product You like and add it to Your cart. The minimum sum in order to submit the petition must be 75€.
  • Proceed to checkout.
  • Enter your info and delivery details.
  • Choose "Telia hire-purchase" as the payment method.
  • Log in onto Telia web page. If You are not registered as Telia´s customer then You will be asked to become a registered customer.
  • In case of a positive funding decision choose the contract terms and adjust the contact info if necessary.
  • Push the “Continue the Conclusion of the Contract” button.
  • Read and acknowledge the draft contract and sign it using “Sign the Contract” button. The instalment contract is now considered to enter into force.
  • Concluded contract will be sent to the e-mail address that You have specified.
  • You will be redirected back to Euronics online store web page.

Telia Instalment Advantages

The answer to the petition is given immediately. It is not compulsory for You to be the customer of Telia and it does not matter services of which bank You prefer. Contract conclusion is held quickly and without filling in long tedious forms. Telia possesses a long-term experience in credit provision and may be considered as a reliable business partner.

Completion of the contractdoes not entail additional expenses: in case of an early completion of the contract no additional payments will be charged. It is enough just to provide a written application at Telia’s representative office.If You have any questions concerning the products (warranty repair, damaged products etc.) we recommend You to apply directly to the seller. Come visit Your nearest Euronics representative office or call us on the phone 651 2222. If You have any questions concerning instalment services we ask You to apply to Telia Customer Service using a short number 165.

Credit annual percentage rate of charge is 26,6% under the following conditions: product price if paid on the spot must be 500 €; contract fee 15,90 €; return period is 48 months; fixed interest rate is calculated from the monthly credit balance 21,9%. Total amount of payments is 770,94 €, and includes: product value 500 €; interest expense 255,04 € and contract fee 15,90 €. You are dealing with advertising of financial services. Enterprise that provides instalment services is Telia Eesti AS (permit number 4.1-1/17, address Valge 16, 19095, Tallinn). Prior to the conclusion of the contract please read and acknowledge detailed terms of instalment and consult a specialist if necessary.






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