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Hire-purchase - quick and easy payment method


Hire-purchase options

  • The response to your hire-purchase request will arrive in minutes
  • Interest from 14.9% of the hire-purchase amount
  • Early repayment of the hire-purchase is free of charge
  • You can use the limit in the online store as well as in all Euronics stores

With hire-purchase, you can pay for the purchase in installments

With Euronics hire-purchase, you can pay for the purchase for a longer period in installments. To use hire-purchase, fill in the application, after which we will issue you a personal credit limit. Within the limit, you can purchase goods from the Euronics online store as well as from all Euronics stores across Estonia. In addition, you can enter into a microcredit agreement up to the free limit, after which the money will be transferred to your bank account.

Hire-purchase options

  • You can change the amount of the monthly payment
  • You can choose the payment date that suits you
  • You have the opportunity to have a grace period
  • You can repay the credit amount ahead of time

Hire-purchase terms

  • Interest from 14,9% of the hire-purchase amount
  • Down payment from 0 €
  • Credit amount from 50€
  • Contract fee from 9,9€
  • Monthly service fee 0,99€ per month
  • The length of the contract 3-72 months

You can apply for hire-purchase if:

  • Your monthly income is at least 300 €
  • You are aged 18 to 75
  • You are an Estonian citizen or a person with a residence permit residing in Estonia

Hire-purchase insurance

You can make your hire-purchase more secure by adding insurance to your contract. Loan insurance ensures that you will not find yourself in trouble with hire-purchase instalments in the event of unforeseen circumstances.
Read the terms and conditions of loan insurance.

Insurance provides assistance in the following instances:
  • becoming unemployed for reasons beyond the insured person’s control;
  • temporary incapacity for work, i.e., a certificate of incapacity for work valid for over 30 days;
  • absence of work capacity, i.e. the borrower has been issued a work capacity assessment decision;
  • death, i.e., any loan liability does not have to be met by your successors.
In case of an insured event, notify client support at LHV Finance as soon as possible. Client support will notify the loss adjuster, who will contact you with further instructions.
NOTICE! The customer must pay the installments according to the payment schedule on a monthly basis to the account of AS LHV Finance EE707700771001062897 (specified in the special terms and conditions of the agreement). An invoice will be sent to the customer at least 5 days before each payment date, according to the choice made when concluding the contract, either on paper or by e-mail. In the case of a microcredit, the contract fee is withheld from the loan amount and a smaller amount is transferred accordingly.
The hire-purchase service is offered by AS LHV Finance. Review the terms and conditions at the vendor or the address and consult our expert. The monthly hire-purchase payment is 39.93 € and the annual percentage rate of charge is 36.07% on the following sample terms and conditions: cost of the product/service 700 €, down-payment 0%, credit amount 700 €, annual interest rate of 14.9% of the purchase amount (fixed), contract fee 19.9 €, monthly service fee 0.99 €, hire-purchase period of 24 months, with monthly annuity payments, in the total sum of 964.48 € and the total sum of monthly payments being 964.48 €.
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Call center manager Sten
*Home appliances enthusiast