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Instalments & consumer loan

Euronicsi järelmaks

Ask for a credit limit and decide how to purchase home appliances. You can either use financing or consumer loan for purchasing home appliances.

 

CREDIT LIMIT APPLICATION

 

- Quick answer to your application
- Favorable interest
- Monthly payment from 10 euros
- Possibility to transfer personal limit to bank account as a consumer loan

 

Euronics instalments calculator 


Purchasing sum (€)

Repayment period

Downpayment (%)


Monthly payment
 

 

Instalments

 

When making purchases using Euronics instalments you receive the product right away. The service can be used for making substantial purchases as well as smaller ones. You can choose the suitable monthly payment amount and the repayment period.

 

Euronics instalments conditions are flexible and allow you to:
- change the monthly payment
- change the payment date
- get a payment vacation
- repay the loan earlier

 

Get at least 50% discount on agreement fee at Euronics online store. No agreement fee if order sum is under 150€!

 

Consumer loan New!

 

You can now also transfer Your personal limit to a bank account as a consumer loan and use it for purchasing home appliances.

 

Credit limit can be applied for by a person:

 

- Who is 18-75 years of age;
- Who is a citizen of Estonia or who has a residence permit that is valid for at least one year;
- Whose income is at least 250 euros a month.

 

Ask for a credit limit by clicking here.
 

Conditions:

Instalments

Consumer loan

Interest rate

From 15,9% of the hire-purchase/loan balance

Downpayment

From 0€

None

Credit amount

From 50€

From 200€

Monthly payment

From 1€

Contract fee

From 19,9€

From 1% of credit amount, from 29,9€

Contract duration

3-48 months

6-60 months

 

General conditions of hire-purchase General conditions of consumer loan

 

APPLICATION FOR CHANGING THE CONTRACT CONDITIONS APPLICATION FOR TERMINATING THE CONTRACT

 

 

In some cases, it is necessary to verify your identity before loan payout. We offer this service in all Euronics stores and in LHV offices. In order to verify your identity, please bring along your personal identification document (passport, ID-card, or driver’s license of the Republic of Estonia, alien’s passport issued by the Republic of Estonia (so-called grey passport), or residence permit card.

 

NB! Monthly payments are to be paid by the client according to the payment plan to the AS LHV Finance account number EE707700771001062897 (referred to in the special conditions of the contract). The client is sent an invoice at least 5 days prior to payment in a hard copy or an electronic form, based on the choice made when entering into the contract. The downpayment and if necessary the agreement fee is to be paid to AS Antista account referred to in the Order Confirmation sent to you. In the case of consumer loan the agreement fee is deducted from the loan amount and thus a smaller amount will be transferred to customer’s bank account.

 

Hire purchase

Hire-purchase/consumer loan is provided by AS LHV Finance. Examine the conditions of hire-purchase/consumer loan at the store or on the Internet at www.lhv.ee/jarelmaks or http://www.lhv.ee/vaikelaen. Consult an expert, where necessary. 
The annual percentage rate of charge in the case of hire-purchase is 25.64% under the following sample conditions: price of the good/service 650 €, downpayment 0%, credit amount 650 €, annual interest 19.9% (fixed), agreement fee 19.90 €, repayment period 25 mo., payment in the form of monthly annuity payments, total sum of the paymens 819 €. The monthly payment of a consumer loan is €55.67 and annual percentage rate 23.57% per annum on the following example conditions: loan amount €1,500, interest rate 19.9% on the balance per annum (fixed), contract fee €29.9, and the period of payment is 36 months. The sum shall be paid in monthly instalments and the total sum of payments is €2,034.84.