Applying for a credit limit
When planning your purchases or applying for consumer loan, it is useful to know the amount of your credit limit. This way you can choose a suitable payment method before making a purchase online on going to the store.
All Euronics loyal customers can apply for a credit limit. It is possible to apply for a credit limit during registration. This means that all Estonian citizens and persons having a valid residence permit, who are between 18 and 75 years of age, can apply for a credit limit!
The answer is given in about 15 minutes via e-mail or by phone. Applications sent during the weekends and holidays are answered the next working day.
Field of activity
Below secondary education
Single / Divorced / Widow(er)
Married / Cohabitated
6 or more
Please double-check that the contact information (e-mail address and phone number) is correct in order for you to receive the response to your request.
I hereby confirm that the information provided in the application is correct and give my authorisation to verify and process the information to the Estonian enterprises of the LHV Group and other third persons, to whom my information must be forwarded for the acquisition of property/provision of service with the credit I have applied for, for making a financing offer and for the purposes provided in the application and the purposes stated in any agreements concluded with the Estonian enterprises of the LHV Group. I am aware that AS LHV Finance may make an automatic decision on whether to provide me with credit on the basis of the data provided in my application and available in other relevant databases, and I have the option of filing an objection to the decision in order to protect my legitimate interest. I authorise AS LHV Finance, AS LHV Pank the parent undertaking of AS LHV Finance, who acts as the pension account administrator, to perform on my behalf the necessary inquiries regarding my pension account from the Estonian Central Register of Securities in order to identify data necessary for processing this application and to forward the received data to AS LHV Finance, who shall use the collected data as one part in calculating a loan burden that is suitable for me.
I give my consent for my personal ID code to be forwarded to AS LHV Finance for inquiring about information regarding my valid credit decision, for making me non-binding limit offers, and for it to be forwarded to Euronics. To make limit offers, AS LHV Finance shall make an inquiry to Creditinfo Eesti AS (Creditinfo). AS LHV Finance processes the personal data based on the “ Principles of Processing Customer Data”. You may withdraw your consent under “ My info”.
The application is being reviewed.
The answer to Your application will arrive on average within 15 minutes. The answer will be sent to Your e-mail address and will also be visible under Your "My Euronics" account.
Unfortunately, the hire-purchase is not possible at the moment, since according to our data your repayment ability is not sufficient for taking additional liabilities. The reason for rejection is stated on the personal data page.
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The application was sent for an additional inspection.
The replies are given in around 15 minutes time every day from 9AM till 9PM. The reply will be sent to Your e-mail and it is visible in My Euronics profile.
When necessary, we will contact you to ascertain the data submitted.
Response to the application
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Confirm and send
Hire-purchase is provided by AS LHV Finance. Take a look at the terms and conditions at a sales point or lhv.ee/jarelmaks and consult our specialist. The annual percentage rate of hire-purchase is 25.64% per annum on the following example conditions: cost of goods/services € 650, downpayment 0%, credit amount € 650, interest rate 19.9% of the balance per annum (fixed), contract fee € 19.9 and the period of payment is 25 months. The sum shall be paid in monthly annuities and the total sum of payments is € 819.