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Consumer loan

Consumer loan without a collateral is suitable for purchasing home appliances.

No contract fee!

You can apply for consumer loan at home and your application will be answered in a couple of minutes. Submit your application free of charge. You can sign the conract immediately and the funds will be transferred to your bank account on the following workday the latest.



● Response to application in 15 minutes ● Loan sum from €200-€10,000 ● Interest from 15.9% of the loan balance

Loan calculator

Credit amount 1000

Period 48 months

Monthly payment

The results are estimated and may differ from the terms and conditions offered to you.






Complete an application to see Your personal credit limit. Sending the application is free and You do not have to sign a loan contract. 

Apply for credit limit



How to apply?

Complete an application
Complete the credit limit application here. It is free of charge and You are not bound to signing a contract.

Credit offer
Then will will calculate the consumer loan limit that will be available to you for the next 90 days.

Conclude the agreement
You can sign the agreement in our self-service environment. If you cannot sign it digitally, please visit the nearest Euronics store.

Money to your account
During the next business day, at the latest, the loan amount minus the agreement fee will arrive in your bank account.


Terms and conditions

Loan amount From €200 to €10,000
Interest From 15.9% per year on the outstanding loan balance. LHV calculates the interest on the outstanding loan balance, not the whole loan sum. This means that the interest payments will decrease monthly as your loan balance decreases.
Contract fee 1% of the loan sum, from €29.90
Time of repayment 6 months to 5 years
Amendment of agreement If you need to, you can take a grace period or change the date or amount of the monthly payment. The fee for amending an agreement is €10. To amend the agreement, please write to
Repayment Monthly payments are to be paid to the account EE707700771001062897; with the recipient being AS LHV Finance; reference number: your agreement number.
Premature payment The premature payment of the whole credit sum is free of charge.




Consumer loan is provided by AS LHV Finance. Review the terms and conditions at and consult our expert. The monthly payment is 70,84 € and annual rate of charge is 22,85% on the following sample terms and conditions: loan amount 2200 €, annual interest rate of 19,9% on the on the outstanding balance (fixed), contract fee 29,9 €, repayment period of 44 months, with monthly annuity payments, with the total sum of the monthly payments being 3146,85 € and the total repaid sum of 3116,95 €.